Financial Advisor Serving Fairfax, VT and Surrounding Franklin County

Independent financial planning close to home — retirement, investment, and wealth management for Fairfax families and the communities around them.

Rooted in Franklin County, Available to Fairfax

Retirement Planning That Fits Where You Live and How You Work

Bennett Wealth Management has served Franklin County families for years, building the kind of long-term relationships that only come from staying local and staying accessible. Our St. Albans office is just a short drive from Fairfax — close enough to feel like a neighbor, not a distant firm.

 

Fairfax residents are often working people — farmers, tradespeople, teachers, small business owners — who have spent decades building something and want to make sure it carries them through retirement. Retirement planning for families in this area isn't one-size-fits-all, and we don't treat it that way.

 

We work with pre-retirees and current retirees on the full picture: Social Security timing, IRA and Roth IRA strategies, income distribution planning, and long-term care considerations that matter especially in rural Vermont where healthcare access and costs can look very different than they do in Burlington. Whether you're ten years out or already drawing down, we build a plan around your actual life — not a generic template.

What Independent Advice Means for Fairfax Families

As an independent advisory practice, we're not tied to a single bank's product shelf or a corporate quota. Our investment recommendations are drawn from a broad range of options — mutual funds, bonds, common stock, brokerage accounts, and more — through our affiliation with Cambridge Investment Research, Inc. (FINRA/SIPC) and Cambridge Investment Research Advisors, Inc. That independence means our recommendations start with your goals, not with what a parent company needs us to sell.

 

For families in Fairfax and across Franklin County, that distinction matters. You deserve advice that's built around your situation — not packaged around someone else's.

 

Our services for Fairfax-area clients include:

 

  • Retirement income planning and Social Security optimization
  • IRA, Roth IRA, SEP IRA, and 401(k) rollover guidance
  • Investment planning tailored to your timeline and risk tolerance
  • Estate planning and trust strategies for multi-generational families
  • Insurance planning, including life, long-term care, and disability coverage
  • 401(k) and employee benefit plan design for local business owners

Serving the Families Behind Franklin County's Workforce

Many of our clients have been with us for years — and some have brought their adult children in to start building their own financial foundation. We welcome those conversations. Whether you're a longtime client whose son or daughter just landed their first real job, or a younger Fairfax resident looking for a financial planner who will actually take the time to explain things clearly, we're here for all of it. Wealth doesn't have to skip a generation, and good financial habits started early make a meaningful difference over time.

Frequently Asked Questions from Fairfax, VT Residents

  • Do I have to come into your office, or can we meet remotely?

    We're happy to work with Fairfax clients in person at our St. Albans office or by phone and video when that's more convenient. We want the process to fit your schedule and comfort level.

  • What does a financial advisor in Franklin County actually do differently than a big bank?

    A large bank typically offers products from its own shelf and assigns you to whoever is available. We're an independent practice — we work with you directly, build a relationship over time, and draw on a wide range of investment and planning options rather than a limited in-house menu.

  • I'm in my early 40s and haven't started serious retirement planning yet. Is it too late?

    It's not too late — your 40s are actually a high-impact window for retirement planning. There's still time to maximize contributions, adjust your investment mix, and build a strategy that can meaningfully change your retirement outcome.

  • Can you help with both investments and retirement planning, or do I need separate advisors?

    We handle both under one roof. Retirement planning and investment planning are closely connected, and having one advisor who understands the full picture leads to more coherent, consistent decisions over time.

  • How do I get started as a new client from Fairfax?

    Reach out by phone or through our contact form to schedule a complimentary consultation. We'll talk through where you are, where you want to go, and whether we're a good fit — with no pressure and no obligation.